: Is the GFC affecting your access to AC/IVF?

23.
  • I haven?t thought about it before now

    4 17.39%
  • It hasn?t affected my ability to access AC

    6 26.09%
  • I am considering my options but will continue to access AC in the same way

    8 34.78%
  • I am considering my options but continue to access AC as my clinic?s providing flexible payment plan

    0 0%
  • I am finding it harder to make ends meet and this will affect my ability to access AC

    5 21.74%
  • I have to cut back on AC until either it becomes cheaper or until my financial situation improves

    3 13.04%

thread: Global Financial Crisis and your access to IVF/AC?

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  1. #1
    Registered User

    Apr 2007
    in lactation land
    3,776

    Global Financial Crisis and your access to IVF/AC?

    As most LTers will know, IVF/AC is a huge expense in our personal budget.

    However, in these increasingly difficult economic times I wonder how it is influencing your thinking and perhaps your decisions regarding you access to assisted conception now and in the future.

    I have provided a poll to get a sense of how people are travelling and whether you are feeling the pinch and how that is affecting your access to AC.

    With IVF becoming such a big money making business and with treatment prices increasing every year by significant amounts, I also wonder what impact clinics are finding and how they are responding to it, if at all yet. Perhaps they will start to offer better deals, payment plans etc to ensure customers keep coming through their doors?

    I hope you may share your experiences to date in the poll and in the thread.
    Last edited by dusty; March 13th, 2009 at 09:27 PM.

  2. #2
    Registered User

    Sep 2008
    1,350

    Dusty: I have been off with the fairies lately, where is the poll ? Can you give a link sweets ?

  3. #3
    Registered User

    Sep 2008
    1,350

    I just saw the poll ...... ohhhhhhhhh
    Last edited by Bengal; March 13th, 2009 at 06:17 PM.

  4. #4
    Registered User

    Apr 2007
    in lactation land
    3,776

    Glad you are keeping me on my toes hun

  5. #5
    Registered User

    Aug 2006
    Melbourne
    2,890

    Thanks for sharing that Dusty! im sure over the comming weeks my answer will change! it is not just AC payments but all the other things that we do to try to make it help, ap and np for example.

  6. #6
    Registered User

    Sep 2008
    1,350

    Loula : I agree totaly, it is ironic that loverly Dusty posted a poll today, when I posted earler in another thread, I was in shock at the price of meds to sustain an embryo transfer. I actually thought as I was typing we should send a petition of sorts, to the government to help us with the costs of ttc.

    How long has medicare subsidised AC been in?

  7. #7
    Registered User

    Jan 2005
    1,271

    Glad you start this thread Dusty, I can't believe how expensive some the meds are. Lucrin is around $220 mark, which support for 1 cycle length, so its not too bad. I am about to start an Antagonist cycle, Organultran is $90 a shot, normally you will need at least 5, I know people who used 9 per cycle, imagine that, all these are totally out of pocket if you don't have private health insurance for extras.

    I don't expect government to hand out money for me but at least drugs in needs for IVF cycle should be included and rebatable by medicare like everything else.

  8. #8
    BellyBelly Member

    Jan 2007
    In my own little world.
    1,035

    I can't believe the differences in costs per clinic!
    and in the varying treatments for essencially the same process.

    I had a natural cycle FET which essentially is:test blood for appropriate hormone levels x5days, take the vial out of storage and store at appropriate temp, look at embies to see if still ok. Stick them in me. Thats it but it cost $1650 of which I recieved $888.65 from medicare.

    A friend will be having a FET but with hormone stim/support drugs either side of transfer but will be only out of pocket by $140/embie.

    I therefore pay $481 more than her for no drugs.
    Go figure that one!

    The pricing won't effect our decision to go ahead with the one frostie we have left but I think it will force us to consider long and hard when we could afford to do another stim cycle if we need to.
    Last edited by sazzafrazz; March 13th, 2009 at 10:32 PM. : typo

  9. #9
    Registered User

    Apr 2007
    in lactation land
    3,776

    Cuddlepie, it appears (from what I hear and read here) that clinics are pushing more out of pocket costs to us for drugs etc. When I started IVF everything was included in the price but it seems there are more drugs that have to be bought separately now.

    Sazz, there sure does seem some big differences in prices between clinics. It isn't always that easy to shop around in rural and regional areas too or even swap FS in cities.

    My big concern is that for those clinics that are owned by shareholders or private firms have to maximise their profits to benefit them. Hence potentially forcing prices up. See this article for an example.

    With the Medicare safety net, clinics have been suspected of upping prices over the last few years knowing the government will pay 80% out of pocket costs above the threashold.

    WLAB, I too am interested in knowing how long Medicare has funded IVF in Australia.