I was thinking about summer. We're going down to the beach, and I'd like to go swimming, even though in Melbourne the water will still be pretty chilly.

If I get out before or when I feel cold, will that be safe for the baby?

I'm not sure because I know that a hot bath temperature that I find lovely isn't OK for baby, but I don't think I've read any suggestions that say whether too-cold water is also bad, or not?