I've been lucky all my blood tests, and I've had a heap, have all been bulk billed. Have had to pay gaps on ultrasounds and coz of early bleeding have had to have a couple of them.

My Ob had an intial consulation fee of $147 which I got about $60 back for and the rest of appointments are bulk billed, except for her 20 week fee which was $1800 and I got just over $1100 back.

Did a double check with my private health insurer and had some bonus system on my hospital excess and as I haven't made a claim won't have to pay any when I go in.

So all in all my private Ob experience hasn't been so bad BUT I do have a couple of gripes lol the hospital I'm going to I have to supply my own nappies for length of stay, they only give you SIX to get through first day!! And they have limited clothing available so I have to supply that too - not that I mind so much on that but hey figured with what you get charged/pay for private health there would be some perks.