thread: i need HELP!...

  1. June 23rd, 2009, 01:43 PM #1
    Muffy
    Registered User


    Feb 2008
    Down Under
    1,617

    i need HELP!...

    I REALLY need to draw up a budget... really bad..
    I finally just worke up he courage to get all my bills together and add them up.. $4500!
    I tried drawing up a budget but i really dont know how to do it. Or where to start for that matter!
    I am on a payment plan for most which is a bit of a start i suppose....
    If someone is willing to help me out i dont mind telling you my income, bill amounts etc so you can help me write it out!!
    TIA
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  2. June 23rd, 2009, 01:46 PM #2
    Jas
    BellyBelly Member


    Oct 2006
    Queensland
    2,039

    I can give it a crack if you like?
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  3. June 23rd, 2009, 01:48 PM #3
    ~Trish~
    BellyBelly Life Subscriber & MPM


    Feb 2007
    Melbourne
    5,462

    It's so mind blowing isn't it?! There is a budget planner that you can download from the Understanding Money website that you may find useful. It factors in all your bills, etc. The link to it is here: Budget planner

    Good luck
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  4. June 23rd, 2009, 01:57 PM #4
    Muffy
    Registered User


    Feb 2008
    Down Under
    1,617

    Thanks trish i might have a look!
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  5. June 23rd, 2009, 04:37 PM #5
    ~Kim~
    Registered User


    Sep 2005
    In the middle of nowhere
    9,362

    I second the site Trish suggested. Plenty of helpful ideas, and it will give you a better understanding if you manage it yourself.
    Good luck, it is daunting, but it is empowering when you are on top of it.
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  6. June 23rd, 2009, 04:50 PM #6
    *Ali*
    Registered User


    Jul 2005
    Perth Western Australia
    1,697

    my advice for budgeting is to include EVERYTHING, we budget for presents, clothes, car services etc so that when things arise we have most of the money to pay our big bills. Another thing DH and I is allow ourselves an allowance each per fortnight which we use for anything we like for ourselves- lunches for work, new books/ cd's, i use it for hair and beauty stuff, I pay my Personal training out of it too, this way we both spend whatever we like without feeling like we have to justify it to each other.
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  7. June 23rd, 2009, 05:14 PM #7
    Jaycee
    Registered User


    Oct 2006
    Adelaide, SA
    3,962

    I agree with Ali, budget for everything!
    I can send you a blank copy of mine if you like, are you any good with excel spreadsheets?
    It's in a spreadsheet and all the formulas are there, you just have to plug the numbers in!
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  8. June 23rd, 2009, 05:27 PM #8
    organicem
    Registered User


    May 2009
    Sydney
    191

    I REALLY need to draw up a budget... really bad..
    I finally just worke up he courage to get all my bills together and add them up.. $4500!
    I tried drawing up a budget but i really dont know how to do it. Or where to start for that matter!
    I am on a payment plan for most which is a bit of a start i suppose....
    If someone is willing to help me out i dont mind telling you my income, bill amounts etc so you can help me write it out!!
    TIA
    If yoy wanted to PM me I can try and help.
    Budgets are my "thing".
    Reply With Quote Reply With Quote
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