what software/program do u use to budget?

[tan32]

Hi all,
I am looking at working out our family budget and would love your input on what software or program you use and why you love it.

we are trying to find something to work out how much we need to pay each week on bills etc and when things are due .

Thanks in advance

[Oorki Galoorki]

i use excel, with formulas to add it all up..
i pay a little bit of everything weekly so that i dont have to worry about most bills(usually power i have to add to)

[Olive]

we do the same as doudou, were in front with all bills as we pay more each month than required,

[tan32]

thanks Ladies,

I will sit down tonight when kids in bed and try and sort it out.
Its been a while since ive used excel so will see how we go.

[Alan]

Hi Tan
If you need any help PM me. I do a lot of stuff with Excel and could easily put something together for you

[Laranna]

I use Quicken because I love how you just put all your income and expenses and bills in and it works everything out for you. My favourite thing is the cash flow charts. At a quick glance you can see your money going up/down or you can forecast if you're getting close to the bottom line or will be in the red.

[*Ali*]

I also use excel, what I love about it to is that once your formulas are in if you need to juggle something around or have an unexpected expense you can play around with numbers until you make it balance again.

[AngelPunks]

my xh purchased one from 'simplyplanning' which is a huge linked excel spreadsheet - i kept a copy of it when we split and once i move I'm going back to using it again, it allows you to put all your regular expenses as well as tracking daily spends etc

[Astrid]

Have been using excel. Mainly to work out income, and what I would like to see put against each area. Also I used to to cacluate how much I need to put in the bill account.

Currently I am moving across to Quicken personal. I want to actually see what we are spending, so will be going to the great details of entering every receipt we get. I think there is a big difference between what I would like and what is actually happening.

ANZ has an online one that accesses your accounts, imports the transactions and then assigns them to categories (eg Coles would go against groceries). It seemed ok, but I really wanted one that did not require me to be connected to the internet.

[FinSpec]

Hey there,

I use excel - you can make it as complex or as easy as you want. I have a standard budget calculator, but since this is my first post, I'm not sure if I'm allowed to post a link to a website here. If you want a copy of it, just PM me and I'll send it through (or I can post it if I'm allowed).

Happy budgeting!