CCB is based on a percentage of a basic rate (something in the range of $3.50 per hour - it might be higher for FDC) - so, having two kids in care, you get 104.5% of that amount (so a little over 3.50 - or whatever the FDC limit is)
putting them in care extra hours won't cost you any less - it can't physically work out to cost you less! how can it? i'd be asking her to explain HOW she thinks putting them in care more (hence having to pay your out of pocket expenses for those hours) would cost you LESS! essentially you're always going to have out of pocket expenses and will always have to pay those expenses


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