HELP

[Mummy2Lilly]

Hi all,

Df and i have a personal loan at the moment so we can do some things to the house.

The loan we have is called a project loan where that give you a visa card so you can pay using your loan money for things.

Now we have half of the money still sitting there and we had 60 days to spend it all. But we havent and we are on our 58th day so in 2 days the account will be frozzen and we havent even spent it all.. Once the account is frozzen we cant touch it.

So my question is because we can only swipe the card at places that take visa am i able to go in to df's bank and swipe it all in to his account? Or wouldnt the bank we have the personal loan through appove that? Because if we was to take it out as cash it would be classed as a cash advance and we get 19.99% interest on top of it.

We have tried to have the time frame extended but they wont accept it..

Thanks

[Ellee05]

I can't help on how it works but was wondering, are there people you know you want to do things with the house eg a builder or place you want buy things? If you know this then perhaps you could get a voucher/ account credit with them using the funds. Just a thought.