My parents have a 20,000 gallon tank and have put water in it from a truck maybe seven or eight times in 17 years - but they have an enormous roofline too. Saying that, growing up there, we were all pretty frugal with water. Quick showers, no baths, no dishwasher, taps off when brushing teeth, etc, all the stuff that has become second nature now. They have a second unfiltered tank for their garden which collects the water from their shed roofline. I don't know how much it costs to put water in, but its usually a wait because it seems everyone runs out of water at once, and there just isn't enough water carriers around, so keep an eye on your levels once the weather gets warmer.
As for gas, they keep two bottles, one hooked up, one beside it ready to go. As soon as the hooked up one runs out, they send it off to be refilled. Again, this rarely happens, they too only have the gas stove top, and it is cheaper than the typical surburban gas bill.
FWIW too - on Black Saturday, the gas bottles showed to be a real issue, so they unhooked them and dumped them down the paddock away from the house. Make it part of your fire plan so they don't explode near the house, should the unthinkable ever happen.


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