just wanting to know HOW this works???
obviously you pay your OBs fees...but what happens etc...with the public hospital???
can someone/anyone?? explain to the dummy....me
I was a private pt but public hossy with DS, however in the country where Obs are extremely rare I just went through the m/w clinic and saw the same Ob (cos I was special lol) throughout. The hossy even paid our excess for us.
With DD though there was a risk I would need the public hossy so my Ob was just going to go there instead. We would have just claimed the hospital like you do at the private hospital.
Though it depends on your reason for going to the public hospital, they can't guarantee you a private room. When you book in there is a form that you tick whether you have private insurance and will be/will not be using it or if you are just a public pt.
hmmmmm i really am puzzled.....we have health insurance but not covered for pregnancy.....i am willing to pay the OBs fees but because we are only covered for 'hospital'wanting to know how the costs (if there are any) for staying in the public/delivering in the public hospital.....
do you get what i'm on about??? coz i am confusing myself :P
Yep i understand. The potential costs would only really be the Ob fees, and weird blood work, and an anaesthetist bill should you need one. Your hospital cover should cover the rest.
If you ring the hospital, they will be able to give you a cost per day of your stay, not counting fees to doctors or anaesthetists. Your OB should be able to give you an idea of his fees, and refer you to an anaesthetist if you are anticipating you might use one.
I was in public as a private patient for a few days when Kayla was prem (birthed there, then stayed for 4 nights before transferring to private). Didn't get my own room, and didn't have anything to pay. And we got 2 parking tokens per day cos we were private LOL. Saved us parking fees at least! haha.
Sorry to hijack Katones but is it possible to go in as a private patient when you don't have your own OB? I don't particularly want/ need an ob (and I haven't got one at 11 weeks so probably couldn't find one now) but I would be happy to use private health cover for the hospital stay even if I didn't get a private room ITMS? Arrrgh why is it so hard to find anything out about hospitals!
thepixie - i went in as a private patient at the public hossy with dd. I just saw the midwifes and no Ob per se. The only differnce was i got free tv and free parking and a free newspaper daily You may also be lucky enough to get a private room although the chances in any public hospital of getting a private room are about the same as winning lotto
soooo...... there will still be a fee for the stay?? we have 'hospital'cover with HCF but not covering pregnancy/ob etc....
obviously ob fees and anaethitist if needed but do you pay for using their delivery suite etc??
feel like a retard asking these questions..... because i have gone public with the older three and desperatly want a VBA3C...and this particular OB has said he will support me....
Last time I went private at RPA and they had what is called "Access Gap cover" which means that there is no gap payment - we didn't even receive a bill, just a statement from the health fund.
Thanks Mrs B26! Hope I can do that! Which hossy were you at if you don't mind me asking? I will be going to RNSH so the chances of a private room are nil!
I didn't pay anything. zip. zilch. I just had my usual pregnancy care fees with my OB cos I saw him throughout the pregnancy, but didn't pay anything for the public hospital stay. No idea about anaethetist fees, but I would think it's covered by health cover anyway? like in private? (mind you.. i've never used an anaethetist so have no idea). My understanding was that health cover pretty much covered anything that was in hospital. I didn't even pay anything for the private paeds that saw Kayla once we moved over to private.
Come to think of it.. I think I had free TV in public too LOL. You're not really treated any different tho.
I'm not sure how it works if you suddenly need an OB.. whether you can just employ a private OB at the last minute, or if you just have to take who you can get through the public system. I don't know how a private OB's fees work if they haven't done the prenatal care.
Depending on your health fund you will probably have an excess to pay. I would just check into the hospital as a public patient because you wont be guaranteed a room on your own unless there is one available so why pay $500+ on your health insurance excess in you don't get any perks kwim. You should still get to choose your OB if you can find one who delivers babies at your public hospital. Where I live they only deliver in private hospitals.
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private patient in public hospital
You may also be lucky enough to get a private room although the chances in any public hospital of getting a private room are about the same as winning lotto
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