I don't own one. I own a bag, which is my handbag if I need it to be (cram all my work stuff in there). All I take when I go the the shops is my wallet in my back pocket and sometimes my phone in my front pocket. It's an Indian-style black shoulder bag.

Oh... exclusive... I guess I can't join?
maybe we can be the exclusive I dont use one

I carry my wallet ... if I have a bag its a cotton carry bag full of kids snacks etc... so no real hand bag here