Hi, I've tried all this and it's not getting me anywhere. My buyers just don't seem to understand that they can go to their own bank. Either that or they don't want to pay the fees. My bank details are going through Ok on the invoices as I get replies back saying " I got your bank details but I don't do internet banking and we don't have a branch of your bank here so I'll be sending a cheque, where do I send it to" - this is typical of the messages i get after the auction has closed. I've even tried stating on the auction conditions that walk in branch deposits aren't available and to only bid if they have access to internet banking, I sold my item but for a quarter of the price it would normally go for. It's starting to really get me down because going through my books, I'm going to be out of business within the next month as my profits have dropped so much because of this paypal stuff. It's really confusing to me because some payments come through with no fee attached while others have huge fees taken out. I don't understand any of it, lol. Oh well I guess the 2nd income even though it was only enough to buy my luxuries was great while it lasted but we'll have to do with out it. Thanks for your all your help.