Thanks BG - is there anyone that I can go to that can explain it all to me (im a bit dumb!!) and we can then work out which would be better??
Would my accountant know about it?? I get very little from CL but that was becasue I had been working full time and DH is on an ok wage (well Ok by cl standards) and I was also getting AL leave paid to me so I was getting an income - but for this bub I will be getting zilch and I have no AL and it will just be DH's wage.
So maybe I woould be getting more payments from CL as I would not be earning anything then?

I dunno - its all so confusing!! All I know is I wanna another bub NOW! LOL

Kate