Legislation may have changed, but when the co-conts were first introduced I am pretty sure you ahd to be in gainful employment to be elligible

What you can look into is a spouse contribution, where he can offset his contributions to your fund
Oh yes, you're right! Yes, co-contributions are only for low to middle income earners. I have done a small amount of work each year since having DD so I'm able to do it. Sorry for the incorrect advice HB!!