Wow Bath, that doesn't seem like much! Ours is fantastic. Per person per year, we get $1700 preventative dental and 85% of the cost of x-rays and restorative services (fillings), plus $2400 per person for orthodontic. Which is good because DD1 starts orthodontic work next week and DS1 starts in Feb next year.

Traveller, it's easier to call them and ask them what you want. The internet sites are hopeless and usually you can get a deal if you talk to someone because they may have special joining offers etc