We use Hautes and I havent really had the problem with the wetness. I think there are two types of Hautes though - "breathable" and "traditional"... so maybe i have the traditional type. I have both snaps and velcro. I personally prefer the velcro as i find it easier to do up, easier to adjust.. unfortunately though Claire is able to undo the velcro now!

We also have Bumwears. They have such cute little patterns on them! I bought one for her maybe a year ago and it never fit that well, but they slightly changed their design since then, and it now has an extra snap to secure it better around the leg. The newer design fits better on Claire. She has really skinny chicken legs.

I find bamboo is good for inserts. Microfibre is als good (and dries quicker than bamboo!) but it seems to leak when it gets squished too much (ie: when it gets sat on during a long car trip).