I use the albumworks ones - they are awesome and you have lots of control over how much (or how little) text you want, the software is easy to download and you have a real life 'help' feature - me!!!
They have regular specials too so although they appear a little more expensive than Big W etc, if you wait for a special to order it you will get a great deal.
I am currently using the 200 page one to record my 365 project and made 2 x 6 month photo books for DS's first year. I did them as a 52 week photo diary and was able to put about 6 or so photo's per page and a 2 or so paragraph blurb as well - you have lots of control over font size etc

I'll bring them over on the weekend babe so you can have a look

I've use the snapfish and big W books in the past (for wedding/honeymoon etc) and these are heaps better, you have much more control over how you want them to look