Hi,

Thanks so much everyone for your helpful comments and suggestions. I really appreciate it...

I did write a longer post, addressing individuals about their comments. I clicked 'submit reply' and then it was gone. (I don't know what happened to it - and I just can't bear to write it out again! I will blame the fact tbat I am a newbie).

Anyway, as long as you all know that your comments have been useful and appreciated!

Ally.