I love that it's so adjustable. A MT is a flat panel for the body, with straps - you tie the bottom ones around your waist, and the top ones around your top half - YouTube is full of tutorials if you get stuck. It's different to a HAB in that it's not stretchy, and you can wear and older kiddo on your back.

What state/area are you in? We could point you to someone in your area who could lend you one. Otherwise, if you join the google group BabyCarriersDownunder, they have a lending system too.