Sherie - I went into St. George to open a Little Dragons account for Gabby (the equivalent to the Commonwealth's kids account that Vic schools use for banking). However the bank teller recommended I get a Power Saver account (kind of like one of those ING accounts that are on TV?). It pays a higher interest rate than the kiddy accounts. She said that the kid's accounts are good for older children that might make a few withdrawals. Since Gabby's account will hopefully be untouched until she is 18-21, she suggested something like the power saver with a high interest rate. It costs something like $5 to make a withdrawal but that's ok because we're not going to withdraw money. Atm she only has about $150 in there but as it gets larger I might investigate something a little more secure? Until then it's hooked up to our internet banking so I can deposit money easy as.