health insurance

[Missy]

Hi there

Ive been covered all my life and then covered my daughter as her father and i broke up but now married and have a baby boy so im in a family cover. My daughter has glasses and dental ....and ive also been in hospital for ops and hubby has sleep disorder so that was $600 but hcf covered the lot. So i would never think of not having it and also ive had cervical cancer and want to make sure i can get into hospital without waiting and also having my own doc.

Its up the the person themself but I would say yes for your kids sake.

I also have accd cover for my kids that is they had an accdnt then there cover for $10,000 each.

Hope this helps

Missy

[~Kim~]

Besides I thought of something else...if you're over 30 and earn over a certain amount you pay an extra medicare levy anyways...I'd rather pay into the private health scheme than into govt coffers....

[abs]

Besides I thought of something else...if you're over 30 and earn over a certain amount you pay an extra medicare levy anyways...I'd rather pay into the private health scheme than into govt coffers....

dont have to be over 30...

if you earn over a certain amount and dont have PHI, mr tax man will charge you an additional medicare premium (1%?). Tis not long when that additional premium overtakes PHI cover, so works out in your favour to have the cover

The over 30 bit is if you join at say 40, you pay (40-30)x2% extra loading on your PHI cover