That's good to know. I have found having one child at this age to be very inexpensive. I know this will change as she gets older, but honestly DH and I are just not the type of people to worry about things like setting up a nursery (DD coslept from birth, Piney will too). We bought a cheapish Ikea cot with a good mattress, we got a lot of her clothes second hand or free from friends, which we still have. Even when we buy her new clothes, it's budgeted in so that she has more than enough clothes (I usually buy her one item a week). We'll cloth from birth with Piney, DD hates cloth Breastfeeding and BLS are easy and free/cheap. We don't drive, but do have a carseat for DD. we may or may not get another carseat, or we might just not go anywhere in a car. The only thing that isn't super manageable is that DH and I planned on DD being an only child for about 4 years, so we splashed out and bought our Stokke. Obviously that can't be adapted for a toddler, so we're planning on baby wearing Piney for the first few months exclusively, like we did with DD. aside from that, I can't see the expenses getting to us until school, by which stage we'll be well equipped to handle that