I agree with what everyone has said already, babies dont really cost that much (but ofcourse this depends on how much you want to spend). The initial setup can get a little pricey, but alot of the baby equipment on the market arent necessary and one can certainly live without if on a budget.

For me, i have to agree with what was mentioned earlier that they get more expensive as they get older. Bub increases the family weekly bill by about $30-$40 a week, which isnt much really.

I also believe there is never a right time financially to have a bub - while it is financially easier for some when compared to others - i feel that most of us tend to cope well and make do with whatever our budget allows for.

All the best convincing hubby You sound like you are more than ready to have a little blessing in your life - goodluck with it all