I was on hold to Medicare to speak with someone else as the First Lady had no clue, but then my phone dropped out, due to being on pp I couldn't afford to use more credit and call back... Thought I'd try my luck here!

DF and I have our own cards. Bub is due soon and I'm wanting to know, will s/he be listed on both our cards or just one of us or is it better to all go on one card (as in DF on my card + my 3 kids + new bub)?

I'm not sure how it all works