Ours is $12 per year with no requirement for helping out. It's on fortnightly and you borrow for a fortnight, or 4 weeks if you live a bit further away (like we do). Only open during term time, so if you borrow before the holidays you get it for the whole holidays. They take reservations for the summer holidays for the popular toys. We have quite a big range of things, it's run by the local Anglican church so I'm not sure what extra funding they do receive. As far as I know there are no restrictions on the number of toys you can borrow at a time, but we've never taken more than 2 or 3 anyway.