I was told to feel their chest, I just stick a couple of fingers underneath the top of her clothes. it should feel comfortably warm (but not too hot). if she feels cool then she probably is a bit cold. As Junglemum said dont worry if her hands/feet or head feel cool, the best indication is her body not the extremities.
I couldn't help being envious when I read your post...it was so hot here last night, DD was sweating when I checked her & we had the fan as high as it would go
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