Toni - we're the same but Id rather do that then rent. I couldnt handle not being able to rip down a wall if it annoyed me

Sadly Its going to be a shock to me...Ive never NOT had a credit card...*gulp*

Monday...good god its going to kill me!!!!!
A house is good too if you need a lot of money in an emergency. My Aunty and uncle had to refinance their house to fund cancer treatment. Not saying anyone will get cancer but it's nice to have that security.

DP and I have NEVER had a credit card. If we don't have the cash for it then we can obniously live without it. I'm 26 and he's 31 so it's not as if we're really young I'm good with finances though and we seem to make ends meet (JUST)

FX for ya Maz! You're a smart chicky and it'll work out!