thread: *heavy sigh* here goes nothing

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  1. #1
    Registered User
    Add Kazbah on Facebook Follow Kazbah On Twitter

    Sep 2006
    Dandy Ranges ;)
    7,526

    oh that sux But you've still cancelled the CC's, right? So the debt won't build

  2. #2
    Registered User

    Dec 2008
    8,986

    Bugger Maz!

  3. #3
    Registered User

    Nov 2007
    Murray Bridge, SA
    1,600

    Maz...

    Have you tried talking to a broker? They might have more options for you to look at (more than your own bank would have offered). That's what we did.

    your no junk food challenge will help

  4. #4

    Dec 2005
    not with crazy people
    8,023

    KAZ - they wont cancel CC without them being paid out so they've been cut up instead (by me) and once their paid off they will be CLOSED!!! FOREVER!!!!!

    SAM - I'll keep plodding - you know how far Ive come in the last few months just gonna be tougher again

    TONI - nahh im not going to bother with a broker and stuff, ive bene rejected lol so will just re wrangle stuff and go forth and pay pay pay

    thanks guys

  5. #5
    Registered User

    Dec 2008
    8,986

    Maz, I've just had a thought.

    If you're not able to get a loan would you be able to get another CC with an interest free or low interest balance transfer? That way you could close the other credit accounts because they'd be paid out and pay off the debt at a lower interest rate.

  6. #6
    BellyBelly Life Subscriber

    Nov 2009
    Adelaide
    1,184

    Oh Maz I totally understand! We're so broke this week, we only had $10 to feed us for the entire week. So it's toasted cheese sandwiches for the next three days. I just don't know what we are going to do until payday once we run out of bread. I've got some lentils in the pantry (which has been raided last week already) and I could maybe make half a loaf of bread from some leftover flour. Yep, it's tough alright. Dp looked at me yesterday and said: You'd never thought you would be living in this kind of luxury when you moved to Australia with me! Ah, he's a charmer. It's funny, when I say to SIL that we can't come out to dinner, because we literally can not afford to buy a meal at the pub (geez, that money could feed us for a week), she replies with: I understand, we all have to watch our money. Ummm, wait a minute. You have a combined income of $140,000, have NO mortgage, NO rent, eat out EVERY night and spend about $300 a week on clothes, exactly HOW do you understand? I can't even afford THREAD to fix my totally-falling-apart-work-pants, let alone a complete new pair of pants.

    Sorry for the vent. It can get soo frustrating. I am so impressed that you cut up your credit cards. we think the same way. We *could* put a huge grocery bill on our cc, but that would just put us further behind. I rather do it tough for a while. There is a light at the end of the tunnel. And you know what you are working towards. You're doing a fab job.
    Hugs, darl.
    Last edited by Raupe; December 21st, 2010 at 08:41 AM.