sunshine, Thats the sort of cover we're looking for. I'll have to gie NIB a call tomorrow and see what they can offer us.

kazzo, I rang HCF this arvo and they have cover for families for $61.85. But then the lady pushed it and tried to sell me added cover, a cash back policy which covers the costs of the hospital visit. But its another $96 on top. Still pretty cheap but I hate it when they try and up sell me, always turns me off the deal. But now Im thinking about it, but I shall keep calling round