thread: Ambulance Cover via Health Insurance ... OMG did you know this ?

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  1. #1
    smiles4u Guest

    When we took out health insurance we were told by the company that ambulance may not be covered in certain situations (cant remember what the exact wording was) so DH and I kept our ambulance cover. I have had ambulance cover since I was 17 and talked DH into getting it when we first started datinng.
    that's a good point, never knew that ... yep reckon i will stick with my Ambulance membership too (like most PHI members the ambo usage it's not my main concern but all the other stuff PHI offers which i've put to some good use with a few surgeries, etc) !

  2. #2
    Registered User
    Add Beatrix on Facebook

    May 2007
    within a puff of pink
    3,315

    i have general extras private health (no hospital) but on top of that I also have ambo cover..

    SA ambulance cover through st johns or who ever it is is $130 per year for a fmaily..

    ambo cover is a eatra $60 a yr through PHI...

  3. #3
    Registered User

    Jul 2005
    Rural NSW
    6,975

    Yep, I learnt the hard way when I was about 22. Dislocated my knee. House-mates called an ambo. The hospital was only about 2 blocks away but it was over $400... and that was back in 1992. Actually, come to think of it because I had a Health Care Card I don't think I ended up having to pay... but I strongly remember the shock of getting the bill in the mail.

    Smiles: I have a friend who is an ambo worker and looks like how you describe but I'm pretty sure she works in rural NSW now. Her first name begins with L. She makes Barbie look frumpy.

  4. #4
    Registered User
    Add fionas on Facebook

    Apr 2007
    Recently treechanged to Woodend, VIC
    3,473

    I remember been completely gobsmacked when I came here from the UK that you have to have ambo cover. All free in the UK as are visits to the doctor. No mucking around with bulk billing, gaps, safety nets blah blah blah. I still find it hard to get my head around it all sometimes. I'm not saying it's better, just simpler for an anti-faff person like me.

  5. #5
    Registered User
    Add TeniBear on Facebook Follow TeniBear On Twitter

    Oct 2009
    Lalor, VIC
    5,051

    Eight hundred something early last year for me - it would have been a five minute drive but I was stubborn and said I couldn't sit in the car (for $800 I would've done a fricken handstand!)

    Worst bit was, if I hadn't been honest and said I wasn't living with my parents, I would have been covered by my mum's family membership - and it was the first time I "officially" gave my address as the place I was in with Scott