The way I understand it (from reading policy stuff on the decs website) I get paid for hols but they just don't count as my maternity leave so I'm guessing that (depending on when I went on maternity leave) I would end up with about 16 weeks of fully paid leave (or 18 if the first lot of hols were early on in the leave...).
We worked out all of our bills, mortgage, insurance, food, car costs etc and worked out what we could afford for me to take off work. I have 26wks of half pay, plus also baby bonus. We started to layby the big items as soon as we started trying, and bought bits and pieces each pay. I have bought nearly all the baby gear 2nd hand. Clothes I have saved a fortune on. Babies cost as much as you want to spend. I couldn't justify spending $600 on a cot, so I bought a new cot in box from ebay for $80. If you look around you can get bargains, and if you start a budget now, it can be done.
Formula you can buy on special.. asks friends to buy that as a gift.. people like to help.. nappies as well. If you have a babyshower you can have a registry etc.. or just the person organising knowing what you need.. can save heaps!
Thanks for all the info everyone. I guess what you are all saying is just confirming the thoughts I had....and I guess it proves that what I worked out was basically right so I'll just have to remind DH of that....
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