What a tough one.
If you can get her to buy herself a house, I'd let her get what she wants. The bigger and more expensive it is, the less she can just waste. Maybe ask her if you and your brother can go on the deed and that means your inheritance is secure? Not saying that's why (it would just prevent her from selling or taking out a mortgage without your knowledge), but maybe she would get that reason? Less pressing for her to make a will then.
But you are clearly the best judge of how to handle the situation. What does DH think?
It sounds like you are doing all you can.





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