We never made a budget for a baby. We budgeted our day to day expenses, sure, but we never thought 'hmm, can we afford this?' Not because we're irresponsible or unprepared (two years ttc, we were plenty prepared) but because we both truly believe what others have said; babies will only cost as much as you want them to I can't agree with the previous posters enough...a baby doesn't care about the fancy pram or the change table...they like warm clothes, snuggles, clean bums and milk We got a lot of great clothes from friends handed down, an I agree with what someone said about saving money! Even though we're now on one income rather than two, with less going out, takeaway etc we save more money than before.