I have the old fashioned money tin as I tried the online saving accounts and usually ended up dipping into it for something during the year and there not ending up being as much as I would like at the end of the year! I start in December every year, which is when I usually empty the old tin and take all the coins and the odd note to the bank to count it all up! Basically what we do is empty the wallets of the change each week, DH seems to accumulate an extraordinary amount of coin, we usually fill 1-3 of the medium money tins. If we get a big pay week and have extra left over, I will take some extra out and put notes in as well. This year, I didn't add many notes, it was basically all coin, and we managed to get $1642, and that's just the spare change in the wallets. I don't miss it, because its not there. DH is amazed that we can do it and still pay everything that we have to!