I'm doing alright, still quite upset about the whole situation. I've never had this happen to me and its sure a good lesson to learn.

I might just let them do what they need to do and i'll pay them back what i can afford every week or whatever.

I'm upset that it has come to this, but as most of you have said they are well within their rights.

Its just upsetting that this is happening because i lost my job, and i did the right thing by them and told them every time something happened. But then i accidently miss 2 payments and they turn nasty but now i know that if i want something buying it out right is better and less stressful.

I will call them on friday and say that im ready for whatever is coming my way.