Can they do this?

[*LittleMissSummer*]

I'm doing alright, still quite upset about the whole situation. I've never had this happen to me and its sure a good lesson to learn.

I might just let them do what they need to do and i'll pay them back what i can afford every week or whatever.

I'm upset that it has come to this, but as most of you have said they are well within their rights.

Its just upsetting that this is happening because i lost my job, and i did the right thing by them and told them every time something happened. But then i accidently miss 2 payments and they turn nasty but now i know that if i want something buying it out right is better and less stressful.

I will call them on friday and say that im ready for whatever is coming my way.

[Ahurani]

remember Friday is a public holiday hun

[*LittleMissSummer*]

I just called them..

The girl i spoke to was very helpful. We created a new payment plan that if i abide by every week we wont have our goods taken off us and my contract wont be cancelled. I just said i dont understand why i cant pay what i missed and continue on with my previous payment arrangement..
At first she was hesitant about getting into it but i mentioned her supervisor calling me and making me very upset. She did me a MASSIVE favour she said that on their system i am way over what i should be and legal action should be taken but shes taken my situation into account.

I feel like a huge weight has been lifted. How i will afford the payment they want every week is a different story but we will just have to budget better, and if need be eat nothing but bread and butter.

My arrears will be paid off before i stop working so when i have no money coming through DP can just pay my monthly payment until i get money in.

i dont think iv been this happy in such a long time.

[Traveller]

excellent news Now smoozle on over to one of the recommended budgeting websites to make sure you can meet the payments.

T
xx

[LimeSlice]

You will not be eating bread and butter woman!! You got a bubs in there Hubby will be eating the bread and butter


Glad it is sorted and hope you can find some budgeting support and info so you can get on top of everything

[~Kim~]

Wow, glad you got it sorted hun.

[Jahzara]

Glad you have a plan in place

Take care
xoxo

[alioops]

How you doing now hun? I hope the light at the end of the tunnel has turned on

[*LittleMissSummer*]

Hey thanks hun. Everything is great. I had a look at our money, worked out what bills we have coming when and how much and we actually have alot more money than what i thought. I have worked out a payment plan that will have been up to date with this debt at the end of next month I still have another debt that ill have to work on but im so happy this one has been resolved.

[alioops]

Thats great to hear!!! Stick to your budget and you will be free and clear before you know it