I'm not with anyone, but I wanted to drop in and say that I had a bad experience with Allianz two cars ago. Brother's friend borrowed my car, wrote it off, it cost her $1750 in excess (young, un-named on the policy etc) so fair enough, but that they were SO difficult to deal with throughout, and my car actually went missing for two days - between two car yards nobody knew where it was, and the call centre were incredibly unhelpful.

With our next car, we spent a little bit more, but was completely worth it when we were involved in an accident a few months down the track. I think that was with AAMI, but can't specifically recall. May BBL to update (when I can drag myself away from this sunny spot!)