Confused about how to do our budget...

[Floweryfields]

It does sound very confusing! All I can advise is that you need to budget on your lowest possible income every month - so your flat rate pay and hubbys $6000 - then you should make yourselves live off that and anything you earn above should go into savings if possible. That's a pretty decent income anyway!
As for the mortgage, I would go to weekly if possible because you actually end up making afew extra payments in the 5 week months.

[emc2]

I think it all sounds good, and I was only going to say what Ausgirl said, to budget on the lowest income if possible.

The other thing is what have you budgeted for DH to spend when he's at work? Do you each have your own account as well?

[Hunter Mum]

I agree with ausgirl too. But sounds like you have got it all covered... good work!!

[Amy_jellybean]

I think it all sounds good, and I was only going to say what Ausgirl said, to budget on the lowest income if possible.

The other thing is what have you budgeted for DH to spend when he's at work? Do you each have your own account as well?

Hi Em,

I have allocated $100 per week for DH to spend up at work, most weeks he doesnt spend that much though. No Dh and I have had joint bank accounts since we were 17! It works really well for us though. It has never been 'his' and 'mine', it has always been 'ours'.