Think ours is about $90k. Check what your insurance company classifies as contents. I am with AAMI and it covers:

General contents are items such as furniture and furnishings; fixed wall and
floor coverings such as carpets, curtains and internal blinds; household linen
and bedding; clothing; kitchen utensils; electrical and electronic equipment
and appliances not permanently attached to any building or the site;
outdoor garden furniture and equipment; sporting equipment.
I was surprised by the carpets and curtains, they are certainly not cheap to replace. So make sure you a good amount for them.