Thanks girls.

We have been debt free for more than 2 years but just took out a personal loan to buy a work car for DH as we couldn' save the money quick enough - just too hard having 1 car between the 2.5 of us. So now i'm stressing about making the payments on time.

I am going to see if i can get a job next week and i will have to ask family for special favours to look after DS since DH won't be able to pick him up once he's at home so he's better off with someone else during the day.

It seems every time he starts earning good money, something crappy happens and then we are completey broke again! Why does it always have to be this hard!!!?