Do they look at you in a bad way?? Advice re a finance company

[Daydream Believer]

Check the contract of your finance provider. With my car loan they wouldnt give us reduced payments for a while when I had DD because pregnancy & maternity leave arent good enough reasons

[BrightSparkles]

I seem to have it sorted out now. My loan payments/credit card payments are fine - I can manage all those ones (will be even better off if we can get this loan to consolidate it all) It's just this damn Creditline account. BIGGEST regret ever!!!!

[Teeki]

Hey Sunshine, I work at a bank and can tell you we DEFINITELY don't judge or look down on someone asking for an altered payment arrangement - like the others said, it's really appreciated when customers call us early to make us aware what's going on. With your credit line account, can you consolidate it with another of your loans so that your running in creidt rather than debit, and you have a set repayment in month? You could also go interest only to keep repayments so the payments are lower until you go back to work? Hope you get it sorted

[deletedit]

My bank drives me bonkers because they take our loan payments out "monthly", which means we never know when or how much the payment is going to be as it is rarely on the same day each month and never coincides with our incoming pays. We transfer money manually to pay it because it isn't regular. Bank, of course, can't help with this.

I've just gone on a bender (must be the nesting instinct) sorting out our payments and which banks they go into and come out of. I really need to refinance the loan soon (which will double our payments), and when we refinance we are DEFINITELY getting a loan with regular fortnightly payments. More than enough coming in to cover everything but never on the right days.

[BrightSparkles]

Hey Sunshine, I work at a bank and can tell you we DEFINITELY don't judge or look down on someone asking for an altered payment arrangement - like the others said, it's really appreciated when customers call us early to make us aware what's going on. With your credit line account, can you consolidate it with another of your loans so that your running in creidt rather than debit, and you have a set repayment in month? You could also go interest only to keep repayments so the payments are lower until you go back to work? Hope you get it sorted

Thats the plan to consolidate it into the loan