We have life insurance and both have a small one on our superfund. We took it out when we got a mortgage and increased it when the kids arrived. When I'm back at work we are going to look into income protection/disability/trauma cover too. The only thing I hate about our life insurance is it expires if I don't die before a certain age. I'm feeling abit pressured, LOL!! Is that a standard or just on ours?
We need to do our wills but we can't decide on guardians for our kids. DH wants one set of people I want another. It is so hard to pick who will raise our kids if the worse should happen.