Not really but I do put away any overtime DH earns to our 'bills' account and he just got a payrise, so the extra will be going in there too. I am trying to save as much as possible for when I go on maternity leave but it has been tough so far with Easter and a holiday in there, so starting again this week.
I was going to say the same as Olive, 11% is quite low. 25%-35% is generally about the amount people pay towards there mortgage & other debts. Can you consider talking to a financial planner whom you could get a plan drawn up, so it is not wishy/washy and you have a set goal to strive towards?