I agree with one of the PP (sorry cant remember who it was!) that savings should be put away before you start spending, otherwise you will be left with nothing!

DH earns quite a hefty income (FIFO) and I work part time 3 days per week. I worked full time up until Jan but DH wanted me to go part time to reduce my stress and concentrate on IVF. Taking the pay drop was hard but I work on the retainer and commission anyway so my income has always been a little unpredictable.

We have quite high overheads so quite a lot of our income goes on bill however we still save at least $2k per month. I allocate a certain amount every week to be paid off the c/c (at the moment savings + more as we put our last round of IVF on it ) a certain amount goes into an account for unpredictable bills (rego, gas, electricity, insurance etc) we only leave money in our account that can be spent and we allow ourselves a certain amount each week to spend on ourselves.

xx