Thanks laides, that is so much of what my gut says but then the $ issue is so tricky at the moment.

Thanks marydean - I'm so thankful for you and your family that you were able to receive treatment and care for your cancer. I hope it's never to be seen or heard of again

It really is a positive thing to hear of all your expereinces and how quickly you were seen in comparison to if you only had the public system to go by. Trillian you really did sum it up well, thank you

It is hard to visualise and expecially for my DH who has never really had anything to do with priviate health until he met me. His attitude is just get rid of it but i think my best option is to shop around a bit and see if i can find something more affordable for us.

Do i need to start a new thread to now change my question to who is your provider? I am with Aust Unity and always have been, are you best to go with the well recognised companies or not? We're paying approx $150 a month for hospital cover.

Thanks so much for your help ladies