Ours would be about $1200 per year from memory, but we also have public liability insurance included in that. think it sounds like a reasonable amount to pay though. You could probably also drop back the contents a bit too - the way we see it, there is a lot of stuff that we have, that can't be replaced kwim? And a lot of stuff that we probably don't *need* to replace either, so for a family of 6, our contents insurance would only be about $85k?