Our contents itself is $100k. On top of that though are the heirlooms, my specifically listed jewellery, laptops, camera, and my stock for the shop. All up it is over $200k (most of that being made up by 3 particular antiques).

The other thing we discovered is that sot furnishings are covered under contents, and not the building insurance - so carpets, blinds etc are replaced from that contents insurance, and not when they rebuild the house. Something to think about.