Any single name accounts get stopped as soon as the Bank is notified. Money can be released for funeral expenses when the funeral invoice is presented but that's usually it. The other bills are a case by case basis (usually manages decision). Any power of attorney's or banks authority to operate are invalid after death....its then all to be dealt through the estate.

If the credit card is just in the one persons name...as most usually are...though there might be some financial institutions out there that do joint ones - but from what I've seen most of the big banks are just under the one name with the other as an additional cardholder. Then the credit card would also be stopped upon notification and eventually closed once they have recovered the debt (from estate funds unless you have credit card insurances which can take care of it). Therefore the additional cardholder would have to do an application of their own.

Of course some people who have access to cards and internet tend to continue to access the funds before the bank is notified but don't believe that is legal (but have no idea the legal repercussions are or how they come about...guess it would depend who reported it as theft or maybe even fraud).

Bec sent this on her Samsung using Tapatalk