Ahurani - I have never heard of this company.

DH and I are with MBF, (Dh's work has a corporate plan with this company) we carried over from HIF.

Since we were both fully covered for pregnancy and IVF etc, we had NO waiting limit. Generally speaking, you only have to serve this 'waiting period' once in your life. No matter the health fund. Have you been insured before for maternity/top hospital cover?

Good luck hun xxx