We went through an investment/financial planner in Perth and he recommended a couple of different plans and providers for each of DH and I. I can't remember exactly how much it cost but it was two or three hundred I think for a meeting with him to discuss our situation, him going off and looking into policies etc.

Not sure about there being a minimum number hours for TPD being correct because I have that cover, and I'm a SAHM and was at the time the cover was taken out.