I've just renewed my home/contents insurance and if I'd had the time, I would have shopped around.

They were going to charge me $166 per month for $95K of contents insurance and $850K for building insurance (we live in a fire danger area).

So I kept the contents insurance the same at $95K but reduced the building insurance to $650K which reduced the premium to $139 per month.

No idea if that's a good deal or not.